We heard news today that an 81-year-old Maryland man lost his home after being scammed. Follow that up with this - the U.S. Postal Inspection Service estimates that Americans lost $42 million to fraud between 2009 and 2011. This story on MSN gives details on how you can avoid being scammed.
Remember, you don't have to pay us when you win a prize. If someone is asking for money up front to collect a prize, it's a scam.